3.97% To 11.89%.
1.47% To 9.05%.
$2,001 – $200,000
5, 7, 10, 12, or 15 years
|Minimum Credit Score||
Ascent is best for:
- Students seeking to use a co-signer and pay off debts quickly are co-signed loans.
- Or you have at least 2 years of credit history and can fulfill income requirements, the non-co-signed credit-based is the ideal option.
- For upperclassmen without credit, income, or a co-signer, the non-co-signed future-income alternative is ideal.
You can read our full Ascent review to inform your decision-making process
- The Pros of Ascent Student Loans
- The Cons of Ascent Student Loans
- Ascent Student Loan Requirements
- Ascent Interest Rates, Fees, and Terms
- Apply for an Ascent Student Loan
- Ascent Repayment Options
- Is an Ascent Student Loan Worth It?
The Pros of Ascent Student Loans
1. Get a Student Loan Either without a Cosigner or with Bad Credit
To qualify for a private student loan, most lenders demand a good credit history or a cosigner.
However, Ascent allows juniors, seniors, and graduate students whose credit histories aren’t good enough to obtain loans on their own instead, they require a cosigner.