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College Ave

Additional information

Fixed APR

3.22% to 13.95%

Loan Amounts

$1,000 minimum.

Minimum Credit Score

Mid 600s

Term Duration

5, 8, 10, or 15 years

Variable APR

2.49% to 13.85%

Financeive’s rating


College Ave

College Ave is not ideal for borrowers who need a co-signer to qualify, as there’s no co-signer release program. Student loans must also be in your name to refinance with College Ave, so you’ll need to look elsewhere if you want to take over your parent’s PLUS loans.

Check the full College ave vs LendKey comparison.


  • Without performing a rigorous credit check, you can find out if you qualify and what rate you’ll get.
  • greater possibilities for repayment flexibility than other lenders.
  • There is a six-month grace period extension option.


  • Before you may ask for a co-signer release, your repayment term must be at least halfway complete.

Student loans are the only product available from College Ave. College Ave, which was established in 2014 and is headquartered in Wilmington, Delaware, provides parent loans, undergraduate loans, and graduate loans to students enrolled in College Ave-affiliated institutions across all 50 states and the District of Columbia.

The benefit of College Ave is its quick processing of applications and decision-making, which takes only a few minutes. When it comes to making payments while still enrolled in school, College Ave is the finest option.

Co-signers may be used. After submitting an online application, prospective student loan borrowers can check their preapproval status and get immediate loan decisions.

Although College Ave doesn’t accept applications over the phone, you can reach customer care to get assistance with the online application.

College Ave advises submitting your loan application at least 30 days before the start of the academic year. College Ave will then work closely with your school to approve the loan.

College Ave Requirements

Undergraduates must be citizens or legal residents of the United States who are enrolled at least half-time at an authorized school.

Students from other countries are also qualified as long as they have a Social Security number and an acceptable co-signer.

According to their schools’ standards, all students must make adequate academic development. Annual loan limitations are up to 100% of the cost of attendance as determined by the institution, and lifetime debt limits are determined by the borrower’s degree of choice and credit standing.