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Honest Loans

Additional information

Loan amount

$200 to $50,000

Interest Rate (APR)

Not specified

Min. credit score

Not specified

Financeive’s rating


Honest Loans

Honest Loans does state that its loans are not intended for long-term funding or to pay off other debts (such as credit card debt consolidation).

The greatest use for HonestLoans is to borrow money in the short term, such as to pay rent, cover unanticipated costs, or provide emergency cash.

You can read our full Honest Loans review to inform your decision-making process.

What Are Honest Loans?

Honest Loans recognizes that financial events may not always follow a predictable payment schedule and that people occasionally require assistance.

It’s designed to provide consumers with fast access to a personal loan by offering a simple, secure, and transparent way of applying for one.

A personal loan is a loan used for almost any purpose. Personal loans are normally unsecured, which means that no type of collateral, such as property, is required for approval.

To qualify, all you need is proof of your identification and a stable source of income.

Personal loans are frequently used to finance expensive purchases, renovations or repairs, debt consolidation, or simply to meet huge and sporadic unplanned expenses.

Honest Loans believes that funds should be available to everyone.

When you apply for a loan with Honest Loans, your application is sent to over a hundred lenders for consideration.

There are many different loan options to choose from, as well as security, 24-hour access, and the opportunity to apply from home or on the go.

HonestLoans Amounts, Terms, And Fees

HonestLoans offers the most diverse loan options, ranging from $200 to $50,000.

The APR charged by this supplier is directly tied to the rates and fees charged by this service.

The APR of unsecured Loans from HonestLoans is unknown because it is not a direct lender.

The APR calculated by HonestLoans’ lending partners is based on several factors: The sum of the loan, monthly payments, each state’s APR laws, payment duration, and credit score are all variables to consider.

HonestLoans Requirements

Although specific requirements differ per lender, the website lists some general guidelines for applying for loans. You must:

  • You must be at least 18 years old.
  • You must be a US citizen.
  • Earn a minimum of $800 every month.
  • Regularly receive revenue from work or government benefits.
  • You should have a checking account.

Lenders may add more terms. By completing your application through HonestLoans, you consent to participate in their lead-generating service.