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PersonalLoans

Additional information

Interest Rate (APR)

5.99% to 35.99%

Loan Amounts

$1,000 to $35,000

Minimum Credit Score

No minimum credit score required

Financeive’s rating

4.9/5

PersonalLoans

Why you should choose PersonalLoans.com? PersonalLoans.com can turn most beneficial for people who need fast and flexible loans without hard credit checks or collateral.

You can read our full PersonalLoans.com review to inform your decision-making process.

Pros

  • Speed loan decision
  • No minimum credit score required
  • Excellent for short-term loans
  • Free Membership
  • The quick loan request process
  • Flexible loans

Cons

  • Asks for a lot of personal information
  • The maximum loan allowed is $35,000

What is PersonalLoans.com?

In 2001, PersonalLoans.com was created. It is one of the first online marketplaces focused on providing personal loans.

It isn’t a direct lender, but it acts as a go-between for borrowers and lending organizations that provide a range of different loan sizes, duration, and rates.

Personal loans are available at Personal Loans.com in a variety of amounts and terms. You can borrow as little as $1,000, and as high as $35,000.

Types of Financing Available at PersonalLoans.com

It should go without saying that PersonalLoans.com specializes in personal loans.

Loans between $1,000 and $35,000 are usually authorized within 24 hours.

The majority of applicants borrow money for a variety of reasons, as discussed below, as well as a general set of criteria that PersonalLoans.com considers when you join up for the service:

  • You must have an appropriate income for the repayment plan.
  • Applicants must be US citizens or permanent residents.
  • Having an active bank account is a must.
  • You must be 18 or older.

Here are the 3 types of financing that PersonalLoans.com offer:

1. Fast cash

Many people who need cash turn to online loans since the procedure is speedier and requires less documentation than when dealing with a bank or savings & loan.

If you meet the requirements for a loan, funds will be delivered to your account within 24 hours.

2. Personal loans for bad credit

It’s difficult to repair bad credit. However, a growing number of lenders are now offering loans to poor-credit applicants and assisting individuals in getting back on their feet.

Keep in mind: If your credit score is low, you won’t be able to take advantage of the greatest online personal loans. Your APR is almost certainly to be higher than normal.

3. Debt consolidation

Debt is despised by everyone, but it may be unavoidable in some situations.

PersonalLoans understand the challenges of having multiple creditors. they can assist you with credit card refinancing or debt consolidation so that you may finally escape the red.

It’s not going to happen overnight that you’ll be debt-free, but getting better repayment terms can save you a lot of money in the long run.